My Blog

New posts every Monday, Wednesday, and Friday

I hope you enjoy reading these posts as much as I enjoy writing them. They will include topics such as personal finance, FIRE (financial independence retire early), familial relationships, and general day-to-day stories about life. The common theme will stay the same though - how can I get more TIME to do the things I love?

Feel free to subscribe to get notifications of published posts sent directly to your email. If you wish to connect with me, I would love you to interact with me on any of my social media websites!

Disclaimer: I am not a financial or tax advisor. All opinions are my own. This blog is based on my own financial experience towards personal finance.

#77. Is "Work-Optional" The New "Retire Early"?

ZachP

6 days ago
2 min

Time Challenge Series

#77. Is "Work-Optional" The New "Retire Early"?

The more people I talk to about retirement, the more I hear, "I don't want to just set around doing nothing all day. I plan to work on...

ZachP

May 24
2 min

Adulting Is Hard

#76. Why You Shouldn't Be A Saver

Before you do a happy dance because The Sytch said you didn't need to save money, listen up. After a person has their emergency fund in...

#75. Chasing FI Doesn't Have To Be Lonely

ZachP

May 22
3 min

Time Challenge Series

#75. Chasing FI Doesn't Have To Be Lonely

The journey to financial independence ("FI") can be very lonely at times. When you are doing something that most people are not, you will...

#71. Is Your Fuel Tank on "E"? A Common Problem When Chasing FI

ZachP

May 12
3 min

Financial Independence Tangents

#71. Is Your Fuel Tank on "E"? A Common Problem When Chasing FI

I gauge a lot of things in life like a fuel tank. No one in this world has an infinite supply of "X" without needing to refill their...

ZachP

May 8
3 min

Financial Independence Tangents

#69. Learn Daily

The moment you believe you have all the answers is the moment you should expect to be hit with a piece of humble pie. A major detriment...

ZachP

Apr 28
2 min

Financial Independence Tangents

#65. First Time, Every Time

If you have been keeping up with my posts, you know that I have been in a week-long jury trial skills course. Each day has consisted of...

#64. Introducing The Couples' Financial Conversations & Goal Setting Worksheet

ZachP

Apr 26
4 min

Time Challenge Series

#64. Introducing The Couples' Financial Conversations & Goal Setting Worksheet

Money is often cited as one of the leading causes of stress and conflict in relationships. It is easy to say, "As a couple you should be...

#63. The Paradox of Building Wealth: Simple Formula, Complex Journey

ZachP

Apr 24
4 min

Financial Independence Tangents

#63. The Paradox of Building Wealth: Simple Formula, Complex Journey

At first glance, the formula for building wealth seems deceptively simple: spend less than you earn, save and invest the difference, and...

ZachP

Apr 21
2 min

Financial Independence Tangents

#62. The Power of Continuous Learning

As a seasoned attorney with eight years of experience handling a wide range of cases, I know the importance of continuous learning and...

#61. I've Got Another Confession To Make (said in my best Dave Grohl voice)

ZachP

Apr 19
2 min

Time Challenge Series

#61. I've Got Another Confession To Make (said in my best Dave Grohl voice)

I am sitting here blasting Best of You by the Foo Fighters, and the first line is this, "I've got another confession to make, I'm your...

#59. Love & Money: Combining Finances Is A Tricky Game

ZachP

Apr 14
5 min

Financial Independence Tangents

#59. Love & Money: Combining Finances Is A Tricky Game

Combining finances as a couple is tricky. However, properly navigating this financial partnership is crucial for building trust,...

#56. It's Spring Break!?! Are You Choosing Experiences or Material Things?

ZachP

Apr 7
2 min

Financial Independence Tangents

#56. It's Spring Break!?! Are You Choosing Experiences or Material Things?

As the title suggests, we are on a mini spring break vacation. My wife is a kindergarten teacher, and she is currently out on spring...

#54. Master the Game: 5 Habits From Highly Successful Investors

ZachP

Apr 3
3 min

Financial Independence Tangents

#54. Master the Game: 5 Habits From Highly Successful Investors

Have you ever wondered what separates successful investors from the rest? I certainly did when I first started investing. After years of...

#52. Investing In The Big 3: Wealth, Health, And Relationships

ZachP

Mar 29
4 min

Financial Independence Tangents

#52. Investing In The Big 3: Wealth, Health, And Relationships

Picture this: a life where your finances flourish, your health thrives, and your relationships bloom, creating an existence of abundance....

#51. Top 5 Money Mistakes To Avoid In Your 30s

ZachP

Mar 27
4 min

Financial Independence Tangents

#51. Top 5 Money Mistakes To Avoid In Your 30s

According to a recent survey, over 60% of Americans do not have enough savings to cover a $1,000 emergency expense. However, this does...

#46. How We Are Preparing For A Market Downturn

ZachP

Mar 15
2 min

Financial Independence Tangents

#46. How We Are Preparing For A Market Downturn

In an earlier post, I explained how there will be another recession at some point. And in that same post, I teased what our plan would...

ZachP

Mar 10
4 min

Adulting Is Hard

#44. Three Ways To Do A Simple Budget

I did not title this article, "Adulting Is Hard", but I am including it in that series and my FI tangents as well. There is no one...

ZachP

Mar 8
2 min

Financial Independence Tangents

#43. Being Wealthy vs. Looking Wealthy

I was asked the following question yesterday: "How can I make my house look like I have money when I am struggling financially?" I was...

#41. It Is Okay To Be Selfish . . . Sometimes

ZachP

Mar 3
5 min

Financial Independence Tangents

#41. It Is Okay To Be Selfish . . . Sometimes

Since a person's physical and mental health directly relates to how much you will be able to enjoy your money later in life, any efforts...

#39. Three Lessons To Learn From Chad "Ochocinco" Johnson

ZachP

Feb 27
3 min

Financial Independence Tangents

#39. Three Lessons To Learn From Chad "Ochocinco" Johnson

Savings rate is a good indicator on when you will be able to retire from your 9 to 5 job. Personally, we strive for a savings rate of...