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Kayaking at Sunrise

My Blog

New posts every Monday, Wednesday, and Friday

I hope you enjoy reading these posts as much as I enjoy writing them. They will include topics such as personal finance, FIRE (financial independence retire early), familial relationships, and general day-to-day stories about life. The common theme will stay the same though - how can I get more TIME to do the things I love?

Feel free to subscribe to get notifications of published posts sent directly to your email. If you wish to connect with me, I would love you to interact with me on any of my social media websites!

Disclaimer: I am not a financial or tax advisor. All opinions are my own. This blog is based on my own financial experience towards personal finance.

#77. Is "Work-Optional" The New "Retire Early"?

ZachP

6 days ago
2 min

Time Challenge Series

#77. Is "Work-Optional" The New "Retire Early"?

The more people I talk to about retirement, the more I hear, "I don't want to just set around doing nothing all day. I plan to work on...

#75. Chasing FI Doesn't Have To Be Lonely

ZachP

May 22
3 min

Time Challenge Series

#75. Chasing FI Doesn't Have To Be Lonely

The journey to financial independence ("FI") can be very lonely at times. When you are doing something that most people are not, you will...

#74. Is Manifestation A Bunch Of Bullcrap?!?

ZachP

May 19
5 min

Time Challenge Series

#74. Is Manifestation A Bunch Of Bullcrap?!?

Note: I do not get any form of compensation if you click on any of the outside links! I never thought I'd ever write a post about...

#73. Back To The Time Challenge Series!

ZachP

May 17
3 min

Time Challenge Series

#73. Back To The Time Challenge Series!

For those that do not remember, in my 4th article, I calculated our FI ("financial independence") numbers. As a recap, I determined that...

#64. Introducing The Couples' Financial Conversations & Goal Setting Worksheet

ZachP

Apr 26
4 min

Time Challenge Series

#64. Introducing The Couples' Financial Conversations & Goal Setting Worksheet

Money is often cited as one of the leading causes of stress and conflict in relationships. It is easy to say, "As a couple you should be...

#62. The Power of Continuous Learning

ZachP

Apr 21
2 min

Financial Independence Tangents

#62. The Power of Continuous Learning

As a seasoned attorney with eight years of experience handling a wide range of cases, I know the importance of continuous learning and...

#61. I've Got Another Confession To Make (said in my best Dave Grohl voice)

ZachP

Apr 19
2 min

Time Challenge Series

#61. I've Got Another Confession To Make (said in my best Dave Grohl voice)

I am sitting here blasting Best of You by the Foo Fighters, and the first line is this, "I've got another confession to make, I'm your...

#58. You Vs. Yourself

ZachP

Apr 12
3 min

Time Challenge Series

#58. You Vs. Yourself

This is tough to write because it requires a lot of soul-searching. Being honest with oneself is a very difficult thing to do. I was on...

#56. It's Spring Break!?! Are You Choosing Experiences or Material Things?

ZachP

Apr 7
2 min

Financial Independence Tangents

#56. It's Spring Break!?! Are You Choosing Experiences or Material Things?

As the title suggests, we are on a mini spring break vacation. My wife is a kindergarten teacher, and she is currently out on spring...

#55. 4 Months into Our 8-Step Journey: Updates, Changes, and a New Venture

ZachP

Apr 5
3 min

Time Challenge Series

#55. 4 Months into Our 8-Step Journey: Updates, Changes, and a New Venture

Wow! It has been a long time since I have done an official post on my 8-step journey. If you need a refresher, click here to read our...

#54. Master the Game: 5 Habits From Highly Successful Investors

ZachP

Apr 3
3 min

Financial Independence Tangents

#54. Master the Game: 5 Habits From Highly Successful Investors

Have you ever wondered what separates successful investors from the rest? I certainly did when I first started investing. After years of...

#49. Finding My Personal Finance Niche

ZachP

Mar 22
3 min

Time Challenge Series

#49. Finding My Personal Finance Niche

I started writing for this blog last year in November. I started this journey without having any niche in mind. All I wanted was to...

#47. Forty-Seven Lessons With Money I Wish I Learned Earlier

ZachP

Mar 17
3 min

Time Challenge Series

#47. Forty-Seven Lessons With Money I Wish I Learned Earlier

One. Money should never be the final goal Two. A reliable 9 to 5 paycheck is a valuable resource Three. There are no short-cuts to...

#42. Five Inexpensive, Easy Weeknight Dinners

ZachP

Mar 6
4 min

Time Challenge Series

#42. Five Inexpensive, Easy Weeknight Dinners

When we started really focusing on our food spending, two things really surprised me. One - You can save a lot of money per month just...

#37. Always Know Your Why

ZachP

Feb 22
2 min

Time Challenge Series

#37. Always Know Your Why

I started this journey wanting to keep the end in mind. I always knew I wanted to reach financial independence, but I wanted to make...

#35. Don't Let A Curveball Disrupt Your Retirement Timeline

ZachP

Feb 17
3 min

Time Challenge Series

#35. Don't Let A Curveball Disrupt Your Retirement Timeline

I have teased in prior posts about starting a second job, but I have kept the actual job title a secret. This second job becomes...

#30. Why I Chose 7 Years

ZachP

Feb 6
3 min

Time Challenge Series

#30. Why I Chose 7 Years

With this being my 30th post, I have officially been on this journey for over two months now. Oddly enough, a lot has happened over...

#29. A Letter To 18-Year-Old Me

ZachP

Feb 3
4 min

Time Challenge Series

#29. A Letter To 18-Year-Old Me

If you remember in last week's article, in an effort to keep up with our food spending, I made an actionable plan to write about our food...

#25. Update On Food Savings Plan (There Are Promising Signs)

ZachP

Jan 25
2 min

Time Challenge Series

#25. Update On Food Savings Plan (There Are Promising Signs)

It has been about a month since I have updated everyone on our food savings goal, but I have still been tracking it. As a reminder, Step...

#22. What Besides Money Do You Need In Retirement?

ZachP

Jan 18
2 min

Time Challenge Series

#22. What Besides Money Do You Need In Retirement?

Due to my love of personal finance, someone asked me the other day what they would need in retirement besides money. After explaining...

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