After listening to some feedback, I am starting a new blog series along with my Time Challenge Series and Financial Independence Tangents. The new series will be called, “Adulting is Hard”.
Why I Am Starting This New Series
After getting some criticism, I realized I was doing a bad job explaining things, especially when I posted on social media. I would say something along the lines of, “You have until April 18, 2023 to max out your 2022 Roth IRA contributions!” Then, the feedback I would get was something like this, ”Okay. Cool. What is a Roth IRA and where can I buy one?”
It is easy to live in your own bubble and assume everyone else knows what you are talking about. That is why you MUST be open to constructive criticism and feedback. Yes, ignore the trolls, but you must listen to people in your life trying to help you. This is assuming they are giving you criticism and feedback in the correct manner.
If people are not grasping what you are putting out, it is your fault, not theirs. Being able to explain complicated things to someone who has no knowledge on the subject is a talent that few master. There are excellent teachers and professors out there who can do this without even thinking about it. I will purposefully try to get better with this.
What Is This “Adulting Is Hard” Series?
I plan to provide basic checklists and walkthroughs of different aspects of personal finance. Here are just a few of the titles of the posts I will be publishing, just to give you an idea on what it will look like (feel free to leave a comment on specific topics you would like to see written about in this series):
Adulting Is Hard: How To Become Confident With Your Finances
Adulting Is Hard: How To Start A Roth IRA
Adulting Is Hard: How To Talk To Your Spouse About Finances
Adulting Is Hard: How To Pick The Right Brokerage Firm
The primary purpose of this series is to give people the confidence that they are doing the right thing. I am doing this from a place of experience as well. When my investment journey began, I had no clue what a brokerage firm was or that a Roth IRA even existed. And here is an embarrassing confession moment – when I first opened up my Roth IRA, I left the money sitting in the money market settlement fund for three years because I did not understand that I needed to invest it.
So, most of these articles will come from a familiar place. If a mistake can be made, trust me, I have made it.
These posts are time consuming because I am trying to breakdown the steps into a very easy to follow guide. Due to lack of infinite time, I may only post in this series once a week or once every two weeks.
It is extremely difficult to push pride to the wayside and listen to honest feedback. Generally, I naturally stink at this. My mind's natural instinct is to say, "I know how to do this, but I will listen to what they have to say to avoid offending them." I feel like a lot of people have a similar natural instinct, especially in areas in life they are passionate about.
Passion is good. And if you are truly passionate about something, you need to refine that something. Two of my passions are personal finance and writing. I am so glad I started this blog because it allows me to write about my passions and keeps me accountable.
I believe this "Adulting Is Hard" series will be helpful for myself and others, and I would have never had this idea if I ignored some valuable criticism.
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