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The Blog
I hope you enjoy reading these posts as much as I enjoy writing them. They will include topics such as personal finance, FIRE (financial independence retire early), familial relationships, and general day-to-day stories about life. The common theme will stay the same though - how can I get more TIME to do the things I love?
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Feel free to subscribe to get notifications of published posts sent directly to your email. If you wish to connect with me, I would love you to interact with me on any of my social media websites!
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Disclaimer: I am not a financial or tax advisor. All opinions are my own. This blog is based on my own financial experience towards personal finance.


#56. It's Spring Break!?! Are You Choosing Experiences or Material Things?
As the title suggests, we are on a mini spring break vacation. My wife is a kindergarten teacher, and she is currently out on spring...

ZachP
Apr 7, 20232 min read
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#54. Master the Game: 5 Habits From Highly Successful Investors
Have you ever wondered what separates successful investors from the rest? I certainly did when I first started investing. After years of...

ZachP
Apr 3, 20233 min read
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#52. Investing In The Big 3: Wealth, Health, And Relationships
Picture this: a life where your finances flourish, your health thrives, and your relationships bloom, creating an existence of abundance....

ZachP
Mar 29, 20234 min read
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#51. Top 5 Money Mistakes To Avoid In Your 30s
According to a recent survey, over 60% of Americans do not have enough savings to cover a $1,000 emergency expense. However, this does...

ZachP
Mar 27, 20234 min read
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#46. How We Are Preparing For A Market Downturn
In an earlier post, I explained how there will be another recession at some point. And in that same post, I teased what our plan would...

ZachP
Mar 15, 20232 min read
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#44. Three Ways To Do A Simple Budget
I did not title this article, "Adulting Is Hard", but I am including it in that series and my FI tangents as well. There is no one...

ZachP
Mar 10, 20234 min read
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#43. Being Wealthy vs. Looking Wealthy
I was asked the following question yesterday: "How can I make my house look like I have money when I am struggling financially?" I was...

ZachP
Mar 8, 20232 min read
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#41. It Is Okay To Be Selfish . . . Sometimes
Since a person's physical and mental health directly relates to how much you will be able to enjoy your money later in life, any efforts...

ZachP
Mar 3, 20235 min read
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#39. Three Lessons To Learn From Chad "Ochocinco" Johnson
Savings rate is a good indicator on when you will be able to retire from your 9 to 5 job. Personally, we strive for a savings rate of...

ZachP
Feb 27, 20233 min read
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#38. Talking About Money Is Taboo. Let’s Change That
I can not remember if I was taught to avoid talking about money or if it was learned on my own. No matter which one is true, the majority...

ZachP
Feb 24, 20234 min read
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#36. Eight Excuses To Help You Say "No" To Spending Money
People struggle saying "no", especially if the truth is uncomfortable. Picture this scenario. You and your wife both work full-time jobs...

ZachP
Feb 20, 20232 min read
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#34. The Importance Of Short-term, Measurable Goals
The secret formula: 1) complete short-term, measurable goals 2) consistently 3) over a long period of time = how you complete bigger...

ZachP
Feb 15, 20232 min read
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#32. You Are Never Alone
Isolating thoughts come far too often. These types of thoughts seem to peak in your teenage years, but they never go away completely. ...

ZachP
Feb 10, 20234 min read
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#27. How To Get Ahead In Life
Here I am, sitting in front of my computer on a Sunday night. I am sad that the Cincinnati Bengals lost to the Kansas City Chiefs. I am...

ZachP
Jan 30, 20232 min read
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#26. The Best Gift To Give Your Children
Try to picture both of these scenarios from the child's perspective. Scenario 1: You grow up getting a lot of material things. You...

ZachP
Jan 27, 20233 min read
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#23. When Does Changing Careers Make Sense?
I was sitting at work yesterday taking a break between two assignments, and I started thinking about why people actively seek out other...

ZachP
Jan 20, 20238 min read
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#21. Poor And Want To Party? 7 Tips To Party Plan On A Budget
My wife and I love to throw parties. We have thrown theme parties, murder mystery parties, surprise parties, just to name a few. I...

ZachP
Jan 16, 20233 min read
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#18. What Is FOMO And How To Avoid It While Saving For Retirement
FOMO is short for "fear of missing out." FOMO causes a lot of unnecessary stress mentally and financially. Some examples of FOMO in the...

ZachP
Jan 9, 20234 min read
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#14. Knowing Your (Net) Worth
Keeping track of your net worth is equivalent to having an annual checkup with the doctor that includes bloodwork. Getting the annual...

ZachP
Dec 30, 20226 min read
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#13. Will There Be A 2023 Recession?!?
With the end of the year approaching, what is a better time to think about the financial world as we know it ending and much more doom...

ZachP
Dec 28, 20222 min read
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