My Blog

A new post every week

I hope you enjoy reading these posts as much as I enjoy writing them. They will include topics such as personal finance, FIRE (financial independence retire early), familial relationships, and general day-to-day stories about life. The common theme will stay the same though - how can I get more TIME to do the things I love?

Feel free to subscribe to get notifications of published posts sent directly to your email. If you wish to connect with me, I would love you to interact with me on any of my social media websites!

Disclaimer: I am not a financial or tax advisor. All opinions are my own. This blog is based on my own financial experience towards personal finance.

#40. Adulting Is Hard: How To Start Investing In The Stock Market

ZachP

Mar 1
5 min

Adulting Is Hard

#40. Adulting Is Hard: How To Start Investing In The Stock Market

Disclaimer: I have a lot of links in this article. If you click any of the links, the only form of compensation I may receive is a...

#39. Three Lessons To Learn From Chad "Ochocinco" Johnson

ZachP

Feb 27
3 min

Financial Independence Tangents

#39. Three Lessons To Learn From Chad "Ochocinco" Johnson

Savings rate is a good indicator on when you will be able to retire from your 9 to 5 job. Personally, we strive for a savings rate of...

#38. Talking About Money Is Taboo. Let’s Change That

ZachP

Feb 24
4 min

Financial Independence Tangents

#38. Talking About Money Is Taboo. Let’s Change That

I can not remember if I was taught to avoid talking about money or if it was learned on my own. No matter which one is true, the majority...

ZachP

Feb 22
2 min

Time Challenge Series

#37. Always Know Your Why

I started this journey wanting to keep the end in mind. I always knew I wanted to reach financial independence, but I wanted to make...

#36. Eight Excuses To Help You Say "No" To Spending Money

ZachP

Feb 20
2 min

Financial Independence Tangents

#36. Eight Excuses To Help You Say "No" To Spending Money

People struggle saying "no", especially if the truth is uncomfortable. Picture this scenario. You and your wife both work full-time jobs...

#35. Don't Let A Curveball Disrupt Your Retirement Timeline

ZachP

Feb 17
3 min

Time Challenge Series

#35. Don't Let A Curveball Disrupt Your Retirement Timeline

I have teased in prior posts about starting a second job, but I have kept the actual job title a secret. This second job becomes...

#34. The Importance Of Short-term, Measurable Goals

ZachP

Feb 15
2 min

Financial Independence Tangents

#34. The Importance Of Short-term, Measurable Goals

The secret formula: 1) complete short-term, measurable goals 2) consistently 3) over a long period of time = how you complete bigger...

#33. Adulting Is Hard: Why You Need A Financial Binder

ZachP

Feb 13
3 min

Adulting Is Hard

#33. Adulting Is Hard: Why You Need A Financial Binder

If I was to unexpectedly pass away, a tremendous amount of pressure would be shifted to my wife. Not only would she have to deal with...

ZachP

Feb 10
4 min

Financial Independence Tangents

#32. You Are Never Alone

Isolating thoughts come far too often. These types of thoughts seem to peak in your teenage years, but they never go away completely. ...

ZachP

Feb 8
3 min

#31. Let's Go Grocery Shopping Together

I wanted to write this post since early December. With all the headlines talking about inflation and high grocery prices, I was...

ZachP

Feb 6
3 min

Time Challenge Series

#30. Why I Chose 7 Years

With this being my 30th post, I have officially been on this journey for over two months now. Oddly enough, a lot has happened over...

ZachP

Feb 3
4 min

Time Challenge Series

#29. A Letter To 18-Year-Old Me

If you remember in last week's article, in an effort to keep up with our food spending, I made an actionable plan to write about our food...

#28. Adulting Is Hard: How To Open A Roth IRA

ZachP

Feb 1
4 min

Adulting Is Hard

#28. Adulting Is Hard: How To Open A Roth IRA

It is easy to forget that words, phrases, and other things you say may be general knowledge in your head, but that does not mean it is...

ZachP

Jan 30
2 min

Financial Independence Tangents

#27. How To Get Ahead In Life

Here I am, sitting in front of my computer on a Sunday night. I am sad that the Cincinnati Bengals lost to the Kansas City Chiefs. I am...

#26. The Best Gift To Give Your Children

ZachP

Jan 27
3 min

Financial Independence Tangents

#26. The Best Gift To Give Your Children

Try to picture both of these scenarios from the child's perspective. Scenario 1: You grow up getting a lot of material things. You...

#25. Update On Food Savings Plan (There Are Promising Signs)

ZachP

Jan 25
2 min

Time Challenge Series

#25. Update On Food Savings Plan (There Are Promising Signs)

It has been about a month since I have updated everyone on our food savings goal, but I have still been tracking it. As a reminder, Step...

#24. Adulting Is Hard: One Tip To Save Big At The Grocery Store

ZachP

Jan 23
3 min

Adulting Is Hard

#24. Adulting Is Hard: One Tip To Save Big At The Grocery Store

Think back to when you were at the grocery store recently. Picture yourself in the canned food aisle. You plan to stock up on some...

#23. When Does Changing Careers Make Sense?

ZachP

Jan 20
8 min

Financial Independence Tangents

#23. When Does Changing Careers Make Sense?

I was sitting at work yesterday taking a break between two assignments, and I started thinking about why people actively seek out other...

#22. What Besides Money Do You Need In Retirement?

ZachP

Jan 18
2 min

Time Challenge Series

#22. What Besides Money Do You Need In Retirement?

Due to my love of personal finance, someone asked me the other day what they would need in retirement besides money. After explaining...

#21. Poor And Want To Party? 7 Tips To Party Plan On A Budget

ZachP

Jan 16
3 min

Financial Independence Tangents

#21. Poor And Want To Party? 7 Tips To Party Plan On A Budget

My wife and I love to throw parties. We have thrown theme parties, murder mystery parties, surprise parties, just to name a few. I...